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Insurance is protection of monetary compensation both forever, property, health and thus forth. As the Insurance Company is really a business enterprise that guarantees financial protection from unexpected incidents and accidental as death, property loss, damage or pain, which involves the payment of regular or premium from the client inside a specified period in exchange for any policy that included inside the guarantee such protection.
Kinds of Insurance:
- Health Insurance : Injuries and sudden death, permanent disability or handicap, national health, long-term healthcare, dental care and vision.
- Life Insurance : Mortgage Life Insurance, Permanent Life Insurance, Life Insurance term, universal life insurance, variable universal life insurance and Life Insurance full.
- Business Insurance : Business owners guarantee, financial guarantee, professional accountability, accountability of employees and directors, Losses and Credit Protection, along with trade protection.
- Insurance Spot where residence : property, protection of natural disasters for example earthquakes and floods, insurance houses and land, mortgage lenders and mortgage tenants.
- Insurance of Transport and Communications : Aviation Insurance, Insurance Computers, Insurance Auto publicly, Marine Insurance, Insurance satellites, Shipping Insurance, Travel Insurance and Vehicle Insurance.
- Accident insurance : Insurance Including accidents caused by crime, terrorism, war risk, Employment Insurance and Weather Protection.
5 Leading Insurance Company in Indonesia
If you‘re looking to get the best insurance protection company and reliable, the listed are five best insurance company in Indonesia which could possibly be a reference for you personally.
1. Allianz Indonesia - Allianz is that the Finance Company and asset management ranks first worldwide insurance sector. By opening a representative office in Indonesia in 1981, Allianz started its operations in 1989 and is really a financial company established PT Asuransi Allianz Utama Indonesia, an over-all insurance company. Then further straight into the business of Health Insurance, Life and Pension Fund by establishing PT Asuransi Allianz Life Indonesia in 1996. And in fact now the Allianz insurance company develops its products upon the protection of Group Insurance sector, Sharia and Insurance Bank.
2. Prudential Indonesia - Prudential Indonesia is really a subsidiary of Prudential plc, a leading financial companies inside the UK. In 1995, Prudential plc found out a company engaged inside the life insurance industry beneath the name of PT Prudential Life Assurance in Indonesia. Then Prudential Indonesia launched the very first insurance products related to investment in 1999. Some prudential insurance products for example Life Insurance, Traditional Life Insurance, Accident Insurance, Health Insurance and Endowment expected to satisfy and complement the requirements of its customers in Indonesia.
3. Commonwealth Indonesia - Since 1992 serving customers with PT Asuransi Jiwa Sedaya name, then in June 2007 acquired by Commonwealth Bank of Australia is among the companies finance the leading financial services provider that controls the banking and insurance industries in Australia and renamed PT Commonwealth Life (Commonwealth Life ). Commonwealth Life continues to develop insurance products and services for example savings and investment inside the program link unit (Investra Link ), traditional life insurance (Danatra Sejahtera, Danatra Scholar ), protection, protection of credit and savings (COMM Protection ), accident insurance program, guarantees care hospitalization and critical illness.
4. AIG Indonesia - AIG or American International Group, Inc. is definitely an international insurance companies that develop business and serve customers in greater than 100 countries. In Indonesia, the insurance company AIG has two kinds of insurance products including Individual Insurance : Travel Insurance, Personal Vehicle Insurance, Personal Accident and Health Insurance. Business Insurance : Global and Major Risks Solutions, Single and Special Risks, Corporate Auto Protection Plus, and Corporate Travel and Accident and Healthcare.
5. AXA Mandiri - Starting coming from the life insurance business in 2004 AXA Mandiri's success continued using the construction from the general insurance business in 2011. AXA Mandiri now more robust and complete along with continue to pay attention to serving a number of solutions based on the needs of Customers, both investment services sector, finance, and asset protection solutions and soul. Mandiri AXA insurance products are divided into two categories, namely Personal Solutions and Business Solutions.